APY = Annual Percentage Yield. Rates effective as of 9/11/2024. Fees may reduce earnings.
Balance |
Minimum Required Opening Deposit |
Interest Rate |
APY |
$0 - $15,000 |
$0 |
3.93% |
4.00% |
$15,000+ |
$0 |
0.30% |
4.00% to 0.78% |
All balances if qualifications not met |
$0 |
0.01% |
0.01% |
$0 - $15,000 |
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Minimum Required Opening Deposit | $0 |
Interest Rate | 3.93% |
APY | 4.00% |
$15,000+ |
---|
Minimum Required Opening Deposit | $0 |
Interest Rate | 0.30% |
APY | 4.00% to 0.78% |
All balances if qualifications not met |
---|
Minimum Required Opening Deposit | $0 |
Interest Rate | 0.01% |
APY | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Be enrolled in and agree to receive e-statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.
Balance |
Interest Rate |
APY |
0 - $15,000 |
1.00% |
1.01% |
$15,000+ |
0.30% |
1.01% to 0.66% |
Qualifications not met |
0.05% |
0.05% |
0 - $15,000 |
---|
Interest Rate | 1.00% |
APY | 1.01% |
$15,000+ |
---|
Interest Rate | 0.30% |
APY | 1.01% to 0.66% |
Qualifications not met |
---|
Interest Rate | 0.05% |
APY | 0.05% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Be enrolled in and agree to receive e-statements
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
Balance |
Interest Rate |
APY |
$2,500 - $10,000 |
0.05% |
0.05% |
$10,001 - $25,000 |
0.10% |
0.10% |
$25,001 - $100,000 |
0.15% |
0.15% |
$100,001 and over |
0.20% |
0.20% |
$2,500 - $10,000 |
---|
Interest Rate | 0.05% |
APY | 0.05% |
$10,001 - $25,000 |
---|
Interest Rate | 0.10% |
APY | 0.10% |
$25,001 - $100,000 |
---|
Interest Rate | 0.15% |
APY | 0.15% |
$100,001 and over |
---|
Interest Rate | 0.20% |
APY | 0.20% |
Senior Classic Checking
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Balance |
Interest Rate |
APY |
$500.00 - $10,000 |
0.05% |
0.05% |
$10,001 - $25,000 |
0.10% |
0.10% |
$25,001 - $100,000 |
0.15% |
0.15% |
$100,001 and over |
0.20% |
0.20% |
$500.00 - $10,000 |
---|
Interest Rate | 0.05% |
APY | 0.05% |
$10,001 - $25,000 |
---|
Interest Rate | 0.10% |
APY | 0.10% |
$25,001 - $100,000 |
---|
Interest Rate | 0.15% |
APY | 0.15% |
$100,001 and over |
---|
Interest Rate | 0.20% |
APY | 0.20% |
Money Market Account
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Balance |
Interest Rate |
APY |
Call For Rates |
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Call For Rates |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
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Interest Rate | |
APY | |
Certificates of Deposit
Learn More
Term |
Interest Rate |
APY |
90 DAY CERTIFICATE |
Call For Rate |
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182 DAY CERTIFICATE |
Call For Rate |
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ONE YEAR CERTIFICATE |
Call For Rate |
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18 MONTH CERTIFICATE |
Call For Rate |
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TWO YEAR CERTIFICATE |
Call For Rate |
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THREE YEAR CERTIFICATE |
Call For Rate |
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90 DAY CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
182 DAY CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
ONE YEAR CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
18 MONTH CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
TWO YEAR CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
THREE YEAR CERTIFICATE |
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Interest Rate | Call For Rate |
APY | |
Penalty for early withdrawal.
Individual Retirement Accounts
Learn More
Term |
Interest Rate |
APY |
90 DAY IRA |
Call For Rate |
|
182 DAY IRA |
Call For Rate |
|
ONE YEAR IRA |
Call For Rate |
|
TWO YEAR IRA |
Call For Rate |
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THREE YEAR IRA |
Call For Rate |
|
90 DAY IRA |
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Interest Rate | Call For Rate |
APY | |
182 DAY IRA |
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Interest Rate | Call For Rate |
APY | |
ONE YEAR IRA |
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Interest Rate | Call For Rate |
APY | |
TWO YEAR IRA |
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Interest Rate | Call For Rate |
APY | |
THREE YEAR IRA |
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Interest Rate | Call For Rate |
APY | |