APY = Annual Percentage Yield. Rates effective as of 9/11/2024. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $15,000 $0 3.93% 4.00%
$15,000+ $0 0.30% 4.00% to 0.78%
All balances if qualifications not met $0 0.01% 0.01%
$0 - $15,000
Minimum Required Opening Deposit$0
Interest Rate3.93%
APY4.00%
$15,000+
Minimum Required Opening Deposit$0
Interest Rate0.30%
APY4.00% to 0.78%
All balances if qualifications not met
Minimum Required Opening Deposit$0
Interest Rate0.01%
APY0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.

Kasasa Saver* Learn More

Balance Interest Rate APY
0 - $15,000 1.00% 1.01%
$15,000+ 0.30% 1.01% to 0.66%
Qualifications not met 0.05% 0.05%
0 - $15,000
Interest Rate1.00%
APY1.01%
$15,000+
Interest Rate0.30%
APY1.01% to 0.66%
Qualifications not met
Interest Rate0.05%
APY0.05%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and agree to receive e-statements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Interest Checking Learn More

Balance Interest Rate APY
$2,500 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $100,000 0.15% 0.15%
$100,001 and over 0.20% 0.20%
$2,500 - $10,000
Interest Rate0.05%
APY0.05%
$10,001 - $25,000
Interest Rate0.10%
APY0.10%
$25,001 - $100,000
Interest Rate0.15%
APY0.15%
$100,001 and over
Interest Rate0.20%
APY0.20%

Senior Classic Checking Learn More

Balance Interest Rate APY
$500.00 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $100,000 0.15% 0.15%
$100,001 and over 0.20% 0.20%
$500.00 - $10,000
Interest Rate0.05%
APY0.05%
$10,001 - $25,000
Interest Rate0.10%
APY0.10%
$25,001 - $100,000
Interest Rate0.15%
APY0.15%
$100,001 and over
Interest Rate0.20%
APY0.20%

Savings Accounts

Product Interest Rate APY
Regular Savings 0.2500% 0.2500%
Christmas Club 0.2500% 0.2500%
Kids Club Savings 0.2500% 0.2500%
Regular Savings
Interest Rate0.2500%
APY0.2500%
Christmas Club
Interest Rate0.2500%
APY0.2500%
Kids Club Savings
Interest Rate0.2500%
APY0.2500%

Money Market Account Learn More

Balance Interest Rate APY
Call For Rates    
     
     
     
     
     
     
Call For Rates
Interest Rate 
APY 
 
Interest Rate 
APY 
 
Interest Rate 
APY 
 
Interest Rate 
APY 
 
Interest Rate 
APY 
 
Interest Rate 
APY 
 
Interest Rate 
APY 

Certificates of Deposit Learn More

Term Interest Rate APY
90 DAY CERTIFICATE Call For Rate  
182 DAY CERTIFICATE Call For Rate  
ONE YEAR CERTIFICATE Call For Rate  
18 MONTH CERTIFICATE Call For Rate  
TWO YEAR CERTIFICATE Call For Rate  
THREE YEAR CERTIFICATE Call For Rate  

 

90 DAY CERTIFICATE
Interest RateCall For Rate
APY 
182 DAY CERTIFICATE
Interest RateCall For Rate
APY 
ONE YEAR CERTIFICATE
Interest RateCall For Rate
APY 
18 MONTH CERTIFICATE
Interest RateCall For Rate
APY 
TWO YEAR CERTIFICATE
Interest RateCall For Rate
APY 
THREE YEAR CERTIFICATE
Interest RateCall For Rate
APY 

Penalty for early withdrawal.

Individual Retirement Accounts Learn More

Term Interest Rate APY
90 DAY IRA Call For Rate  
182 DAY IRA Call For Rate  
ONE YEAR IRA Call For Rate  
TWO YEAR IRA Call For Rate  
THREE YEAR IRA Call For Rate  

 

90 DAY IRA
Interest RateCall For Rate
APY 
182 DAY IRA
Interest RateCall For Rate
APY 
ONE YEAR IRA
Interest RateCall For Rate
APY 
TWO YEAR IRA
Interest RateCall For Rate
APY 
THREE YEAR IRA
Interest RateCall For Rate
APY